body
{
margin: 0px;
padding: 0px;
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 13px;
color: #000000;
background: #F5D193 url('../images/page_bkg.jpg');
}

.header-bkg
{
background: #B80000 url('../images/header_bkg.jpg') repeat-x;
}

.menu
{
background: #000000;
color: #FFFFFF;
text-transform: uppercase;
}

.menu a:link , .menu a:visited , .menu a:active
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 12px;
font-weight: 700;
color: #FFFFFF;
text-decoration: none;
padding-right: 10px;
padding-left: 10px;
}

.menu a:hover
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 12px;
font-weight: 700;
color: #B80000;
text-decoration: none;
}

.left
{
float: left;
}

.right
{
float: right;
}

.content-bkg
{
background: #FFFFFF url('../images/content_bkg.jpg') no-repeat top left;
}

a:link , a:visited , a:active
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 12px;
font-weight: 700;
color: #B80000;
text-decoration: none;
}

a:hover
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 12px;
font-weight: 700;
color: #B80000;
text-decoration: underline;
}

.title
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 16px;
font-weight: 700;
color: #414E7B;
}

.title-2
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 14px;
color: #414E7B;
}

h1
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 24px;
color: #000000;
margin: 0px;
}

h2
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 18px;
color: #000000;
margin: 0px;
}

.text
{
float: left;
margin-top: 10px;
margin-left: 35px;
margin-right: 30px;
margin-bottom: 50px;
*padding-bottom: 50px;
}

hr
{
color: #CCCCCC;
background-color: #CCCCCC;
border: 0px;
height: 1px;
}

.column-left
{
float: left;
width: 230px;
*width: 210px;
padding-top: 14px;
padding-left: 10px;;
margin-bottom: 14px;
*padding-bottom: 14px;
}

.column-right
{
float: right;
width: 520px;
*width: 490px;
background: url('../images/content_text_bkg.gif') no-repeat bottom right;
}

.text
{
padding-left: 14px;
padding-right: 14px;
text-align: left;
}

.image-left
{
float: left;
padding-right: 8px;
padding-bottom: 2px;
}

.image-right
{
float: right;
padding-left: 8px;
padding-bottom: 2px;
}

.footer
{
background: #B80000;
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 10px;
color: #FFFFFF;
}

.footer-text
{
float: right;
padding-top: 8px;
padding-right: 8px;
text-align: right;
}

.footer-text a:link , .footer-text a:visited , .footer-text a:active
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 10px;
font-weight: 700;
color: #000000;
text-decoration: none;
text-transform: uppercase;
}

.footer-text a:hover
{
font-family: arial, tahoma, verdana, helvetica, sans-serif;
font-size: 10px;
font-weight: 700;
color: #000000;
text-decoration: underline;
}